National Credit RegulatorIn the news
With debt and living costs putting renewed pressure on households, consumers are being urged to audit their commitments, adjust spending and plan now for the festive season.
PERSONAL FINANCE

12 weeks to December spending: how to prepare your finances

Take these steps to ensure you have a financially happy festive season.

  • Dieketseng Maleke
6 min read
Credit is increasingly being used not to buy homes or build businesses, but to pay for food, electricity and existing debt, says the writer.
COST OF LIVING

Financial inclusion or trap: understanding South Africa’s household debt dilemma

South Africa is slipping into a household debt crisis, with workers increasingly taking on credit simply to afford the basics, says the writer.

  • Professor Conrad Beyers
6 min read