personal financelatest news & developments
South African consumers are increasingly turning to AI to simplify financial decisions, with most trusting the technology to compare loans and find better rates.
LOAN

Would you let AI negotiate your next loan? South Africans increasingly do

A new survey reveals how consumers are turning to AI to navigate borrowing, compare options and make financial decisions.

  • Ashley Lechman
4 min read
With debt and living costs putting renewed pressure on households, consumers are being urged to audit their commitments, adjust spending and plan now for the festive season.
PERSONAL FINANCE

12 weeks to December spending: how to prepare your finances

Take these steps to ensure you have a financially happy festive season.

  • Dieketseng Maleke
6 min read
Many consumers postpone saving until they receive an increase or debt has been paid off, but waiting for an easier time can result in saving continually being postponed.
DEBT

Why higher earners are falling into debt review in South Africa

New debt-review data shows that higher incomes do not guarantee financial security.

  • Nicola Mawson
5 min read
The inaugural State of Medical Schemes Report reveals that almost 9 million South Africans who earn above the tax threshold are choosing not to join medical schemes.
MEDICAL AID CONTRIBUTIONS

Nearly 9 million working South Africans struggle to afford medical aid

An HFA report estimates that 8,79 million South Africans earn above the tax threshold but remain outside medical schemes, as contributions rise faster than many household incomes.

  • Gcwalisile Khanyile
5 min read
Smart shopping in action: bypass eye-level marketing traps by looking up and down the shelves to find true value.
SHOPPING

The supermarket trap: Science-backed tricks shaping your grocery bill

Why are bread and milk always at the back of the store? Retailers force you past high-margin temptations just to grab the basics.

  • Alyssia Birjalal
6 min read
Fuel-price increases are putting the spotlight on commuting costs, location and the long-term affordability of owning a home.
FINANCES

Fuel price effect: How pump hikes are reshaping SA property hotspots

As pump prices surge, home buyers are forced to recalculate the true cost of suburban living versus urban proximity.

  • Given Majola
5 min read
Lesetja Kganyago, Governor of the South African Reserve Bank. The South African rand has shown unexpected strength, raising speculation about a potential reduction in the repo rate. This article explores the economic factors at play and what they mean for consumers and businesses alike.
SOUTH AFRICAN RESERVE BANK

Could the strengthening rand lead to a repo rate cut?

The South African rand has shown unexpected strength, raising speculation about a potential reduction in the repo rate. This article explores the economic factors at play and…

  • Ashley Lechman
5 min read